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- This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky. Federal Citizen Information Center
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- Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. - Investopedia ULC by
- If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. - JPMorgan Chase & Co by
- You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. - Auto eBid by
Compare [close] - Turkish
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- Kredi vadesi süresince tamamen amorti etmeyen taksitleri olan kısa vadeli sabit veya değişken oranlı Mortgage kredisi. Mortgage kredisinin geri kalan miktarı vade sonunda belirlenen tarihte defaten ödenir. DenizBank - by chevirmen
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- Balon Ödeme kısaca "yüksek son taksitli ödeme seçeneği olarak tanımlanıyor. Örneğin, 36 ay taksitle bir otomobil alıyorsunuz. Her ay sabit taksitler ödemek yerine 36 yani son ay oldukça yüksek, ama 35 ay boyunca düşük taksitler ödüyorsunuz. Bunun faydasi ise düşük taksitlerle sahip olduğunuz otomobilinizi isterseniz 3 yılın sonunda satip 36 yüksek taksidi ödediğiniz gibi, bir sonraki otomobilinizin peşinatının da bir kısmını çıkartabilmeniz. - Sabah by chevirmen
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Compare [close] - German
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- Bei der Schlussratenfinanzierung (Ballonfinanzierung) nennt man die letzte Rate Schlussrate. Damit wird durch den Darlehensnehmer das Darlehen abgelöst. Bei Kfz kann über eine Gebrauchtwagenfinanzierung auch anschlussfinanziert werden.
Kreditlexikon - by Nicole Trebbin
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- Bei Autokäufern wird wegen der niedrigen monatlichen Raten die so genannte Schlussratenfinanzierung immer beliebter: Der Kredit wird dabei nicht komplett getilgt, sondern es bleibt eine hohe Schlussrate von rund 40 Prozent des Fahrzeugwerts, die am Ende der Laufzeit aufgebracht werden muss. - Geldsparen.de by Nicole Trebbin
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Compare [close] - Bulgarian
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- - Ипотечен заем тип "балон".
Този вид заем има две разновидности. При първата погасителните вноски са само лихвите, а на падежа се изплаща цялата главница по заема плюс последната дължима лихва. Това е т.н. чисто лихвен заем:
Обикновено срокът на такива ипотечни заеми е от 3 до 5 години, а лихвеният процент може да е плаващ или фиксиран.
При втората разновидност на "балонен" заем главницата се изплаща частично до падежа, а на падежа се изплаща непогасения остатък по нея. Това е т.н. заем с редовни вноски:
http://bg.tripointsofia.com - by Andrei Vrabtchev
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- дисконтиране на крайното (балонно) плащане. лихвеният процент използван при съкровищните бонове, може да бъде подразбиран като норма на дисконтиране, доходност. капиталото нарастване, разделено на тек - http://uprazhneniq.pomagalo.com by Andrei Vrabtchev
- Потенциалният купувач е корпорация, която има 38% данък и се очаква да финансира покупката с 60% дълг и 40% собствен капитал. След това дълга ще придобие формата на дългосрочен дълг с балонно плащане с лихва от 6,5%./т.е – изплащат се само лихвите, а в края на периода се изплаща главницата/ - http://209.85.135.132/ by Andrei Vrabtchev
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Compare [close] - Polish
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- Rata balonowa jest to dokonywana pod koniec spłaty kredytu wpłata skutkująca zwykle ostatecznym uregulowaniem zobowiązania wobec kredytodawcy, składająca się przede wszystkim z części kapitałowej i znacznie przewyższająca dotychczasowe okresowe raty składające się głównie lub wyłącznie z części odsetkowej. Możliwe są też kredyty bez rat okresowych lub z więcej niż jedną ratą balonową. Own research - by Wojciech Sztukowski
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- Polega to na tym, że kupujący przez określony umową czas spłaca niewielkie kwoty, a na końcu dopiero dużą sumę, która może wynosić nawet 40% wartości pojazdu (jest to właśnie rata balonowa). - moneta.pl by Wojciech Sztukowski
- Kredytobiorca w okresie spłaty długu płaci stosunkowo niskie raty, a wysokość ostatniej raty jest bardzo wysoka – może sięgać nawet 40 proc. pożyczonej kwoty i jest to tzw. rata balonowa. - bankier.pl by Wojciech Sztukowski
- Drugą ratę (50 proc. wartości pojazdu) klient płaci z reguły po 12 miesiącach, co oznacza, że w ciągu roku nie płaci miesięcznych rat. - comperia by Wojciech Sztukowski
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Compare [close] - Macedonian
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- плаќање на денот на доспевање
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- With a balloon loan, a balloon payment is paid back when the loan comes to its contractual maturity – e.g., reaches the deadline set to repayment at the time the loan was granted – representing the full loan amount (also called principal). Periodic interest payments are generally made throughout the life of the loan.
http://en.wikipedia.org/wiki/Balloon_payment
balloon payment - balonska isplata (na dan dospijeca) - Englesko-hrvatski glosar bankarstva
A balloon payment occurs when a loan is not amortized. It is generally an early due date, involving the payoff of an existing loan balance. Interest-only loans, also known as straight notes, generally contain a balloon payment provision.
Also Known As: lump sum payment Wikipedia - by Gabriela Nikolova
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- Compare this term in: Serbian, Albanian, Arabic, Czech, Dutch, Greek, Spanish, Persian (Farsi), French, Hindi, Italian, Japanese, Portuguese, Romanian, Russian, Slovak, Ukrainian
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