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- This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky. Federal Citizen Information Center
- Example sentence(s)
- Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. - Investopedia ULC by
- If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. - JPMorgan Chase & Co by
- You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. - Auto eBid by
Compare [close] - German
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- Bei der Schlussratenfinanzierung (Ballonfinanzierung) nennt man die letzte Rate Schlussrate. Damit wird durch den Darlehensnehmer das Darlehen abgelöst. Bei Kfz kann über eine Gebrauchtwagenfinanzierung auch anschlussfinanziert werden.
Kreditlexikon - by Nicole Trebbin
- Example sentence(s)
- Bei Autokäufern wird wegen der niedrigen monatlichen Raten die so genannte Schlussratenfinanzierung immer beliebter: Der Kredit wird dabei nicht komplett getilgt, sondern es bleibt eine hohe Schlussrate von rund 40 Prozent des Fahrzeugwerts, die am Ende der Laufzeit aufgebracht werden muss. - Geldsparen.de by Nicole Trebbin
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Compare [close] - Romanian
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- valoare reziduala = suma platita de Utilizator la terminarea contractului, de obicei, o data cu ultima rata de leasing, in cazul in care acesta isi exercita optiunea de cumparare bunului. Bank News - by Radu DANAILA
- Example sentence(s)
- "Cum se aplica taxele la plata valorii reziduale?" - Financial expert website - Cristian Popa by Radu DANAILA
- "În cazul leasingului financiar, utilizatorul acţionează ca un proprietar, înregistrând bunul luat in leasing în bilanţul său contabil şi amortizându-l. Taxa pe valoare adăugată (TVA) se calculează pentru fiecare rată lunară de leasing şi este deductibilă. Rata lunară de leasing este compusă dintr-o cotă parte din valoarea de intrare a bunului şi dobânda de leasing. După achitarea ultimei rate de leasing şi plata valorii reziduale agreate la începutul contractului, utilizatorul devine proprietar al bunului. " - Leasing company website - IKB Leasing by Radu DANAILA
- "Volvo Classic Finance cu valoare reziduală oferă flexibilitatea adăugării unei sume forfetare ca plată finală, în vederea reducerii plăţilor lunare. La sfârşitul contractului, puteţi alege fie plata valorii reziduale şi păstrarea autocamionului, fie prelungirea contractului, prin refinanţarea valorii reziduale. O altă modalitate de reducere a sumelor lunare de plată este plata unui avans mai mare." - Volvo Trucks Romania website by Radu DANAILA
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Compare [close] - Italian
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- Finanziamento Balloon (maxi-rata): è la formula che prevede un piano finanziario con rate costanti mensili più basse rispetto al finanziamento classico, ed una maxi-rata finale (balloon) eventualmente rifinanziabile alla scadenza del contratto. Mercedes-Benz Milano - by Deborah Gregory
- Example sentence(s)
- La possibilità di procedere ad una maxirata finale (balloon) sarà consentita sulla base del rating espresso dall’impresa finanziata al momento della stipula e secondo le seguenti percentuali del debito originario:
- FidiToscana by Deborah Gregory
- 2^ fase: fase di rimborso (periodo di ammortamento), durata da 60 a 96 mesi, gestita in base ad uno dei tre possibili prodotti mutuo abbinati a ciascun prodotto istruttoria (piano francese, piano italiano, piano personalizzato con maxi rata o balloon finale nella misura individuata in relazione al rating assegnato e solo in presenza di garanzie reali e adeguata capacitá di rimborso) - CONFIDI Provincie Lombarde by Deborah Gregory
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