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Home Compare [close] - Hebrew
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- דֵּירוּג אַשְרַאי
לועזית: credit rating
1. הסוג, הסכום ותנאי האשראי שבנק מעריך כי ניתן לתיתו למבקש אשראי לאור הערכת כושר האשראי שלו
2. אומדן כושר אשראי של יחיד, סוחר או פירמה, כפי שזו עולה מחקירת אשראי של הבנק או של משרד אשראי מיוחד העוסק בכך.
Maot online dictionary - by Lea Sagman
- Example sentence(s)
- דירוג אשראי הינו אומדן להערכת יכולתם של חברות ומדינות לפרוע הלוואות שנטלו באופן מלא. דירוג האשראי ניתן בד"כ לאגרות חוב. - Globes
by Lea Sagman - Related KudoZ question
Compare [close] - English
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- A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit. Investopedia - by Enrique Cavalitto
- Example sentence(s)
- If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. - Bankrate, Inc.
by Enrique Cavalitto - Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. - British Bankers' Association
by Enrique Cavalitto - Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. - Federal Trade Commission
by Enrique Cavalitto Compare [close] - Portuguese
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- Sistema que confere pontos ao consumidor com base nas informações de um relatório de crédito, sendo a pontuação resultante comparada à de outros consumidores com perfis semelhantes. Com essas informações, as financeiras podem prever a probabilidade de uma pessoa pagar um empréstimo e fazer pagamentos sem atraso. É a pontuação de crédito que possibilita obter crédito instantâneo em lugares como lojas eletrônicas e de departamentos. IGF e vários outros - by Zaum LangS
- Example sentence(s)
- De acordo com Amorin Neto e Carmona (2003, p. 2) “os sistemas de pontuação de crédito
definem a probabilidade de um cliente vir a ser ‘bom pagador’ ou ‘mau pagador’ com base
em suas características”. - FEA/USP (Universidade de São Paulo)
by Zaum LangS - O relatório de pontuação de crédito comercial da D&B pode ser a ferramenta perfeita quando você precisa tomar decisões rápidas de crédito sem uma análise aprofundada. - Dun & Bradstreet
by Zaum LangS - Related KudoZ question
Compare [close] - Italian
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- punteggio di accettazione
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- Il credit scoring (punteggio di accettazione)
Il credit scoring è un sistema usato dalle banche e dagli intermediari finanziari per valutare la solvibilità del consumatore. Il sistema combina tra loro una serie di informazioni al fine di pervenire ad un punteggio di accettazione (da parte del soggetto finanziatore) circa il rischio di credito del richiedente in un determinato arco di tempo. In funzione del punteggio, l'intermediario trae elementi utili per accettare o rifiutare il finanziamento, per determinare l’entità del finanziamento e il tasso di interesse applicato.
Banca d'Italia - by Deborah Gregory
- Example sentence(s)
- Gli enti erogatori del credito giungono inoltre alla definizione del credit scoring o punteggio di accettazione del prestito anche sulla base di criteri interni soggettivi che variano da istituto a istituto, soprattutto sulla base della percentuale di rischio che questi vogliono assumersi.
- MONETO, EU Commission
by Deborah Gregory - Related KudoZ question
Compare [close] - Romanian
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- Modalitate de analiză statistică privind capacitatea unei persoane sau a unui agent economic de a-şi îndeplini obligaţiile de plată, de exemplu pentru acordarea unui credit.
Own research - by Cristina Butas
- Example sentence(s)
- „Intermediarii specializaţi în stabilirea punctajului de bonitate joacă un rol important în dezvoltarea unei pieţe eficiente a creditelor de consum, punând la dispoziţie modelele care le permit creditorilor să evalueze eficient bonitatea consumatorului şi capacitatea acestuia de a contracta un nou credit.” - Parlamentul European
by Cristina Butas - „Privite prin situaţiile prezentate mai sus societăţii respective i se acordă un punctaj, stabilind gradul său de bonitate folosit ulterior în diverse cazuri practice, cum ar fi : acordarea de credite, participarea la licitaţii, încheierea de contracte cudiverse firme etc." - Biblioteca ASE
by Cristina Butas - Related KudoZ question
Compare [close] - Hungarian
- Finance (general)
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- A hitelkérelmező kockázati pontozása statisztikai modell alapján. A hitelkérelmi nyomtatványon feltett kérdések, ill. pénzügyi beszámoló sarokszámai alapján a scoring program pontozza, és a pontokhoz rendelt minősítési kategóriákba sorolja az ügyfelet. Own research - by Gyöngyvér Hegyi
- Example sentence(s)
- Sok pénzintézet – a működési költségek csökkentése érdekében – a legkisebb vállalatoknál egyszerűsített, pontozásos rendszerű (scoring alapú) hitelelbírálási rendszert alkalmaz. - figyelőnet
by Gyöngyvér Hegyi - Related KudoZ question
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