Glossary entry (derived from question below)
English term or phrase:
holding a reserve
Arabic translation:
يحتفظ باحتياطي
English term
Egypt
Immediate availability & 100% accuracy
Native in: Arabic (Variants: Palestinian, Saudi , Egyptian, Jordanian, Iraqi, UAE, Lebanese, Syrian, Kuwaiti, Standard-Arabian (MSA)) 
, English
Works in: English to Arabic, Arabic to English, Persian (Farsi) to Arabic, and 1 more.
holding a reserve
Proposed translations
Egypt
Precision & Reliability
Native in: Arabic (Variants: UAE, Egyptian, Kuwaiti, Saudi , Standard-Arabian (MSA))
Works in: English to Arabic, Arabic to English
يحتفظ باحتياطي
Egypt
High Quality at Affordable Prices !
Native in: Arabic (Variants: Egyptian, Standard-Arabian (MSA))
Works in: English to Arabic, French to Arabic, Arabic to English, and 2 more.
يحتفظون بإحتياطي / يمتلكون احتياطي / لديهم احتياطي
Morocco
Juggling languages: a science and an art
Native in: Arabic (Variants: Moroccan, Standard-Arabian (MSA)) , French
Works in: English to Arabic, French to Arabic, Arabic to English, and 3 more.
يتحفظون ضد المطالبة
Morocco
Literature,Marketing & Legal Translation
Native in: Arabic (Variants: Hassaniya, Moroccan, UAE, Kuwaiti, Najdi, Standard-Arabian (MSA)) , Berber (Other) (Variants: Tamazight , Standard Moroccan Tamazight, Tarifit , Tashelhit , Riffian, Central Atlas Tamazight)
Works in: English to Arabic, French to Arabic, Arabic to English, and 21 more.
يمتلك ..... احتياطي
يمتلك زباٸننا مسبقا احتياطي يزيد قليلا عن
28 years of experience
Native in: Arabic (Variants: Palestinian, Iraqi, Sudanese, Egyptian, Jordanian, Yemeni, Saudi , UAE, Lebanese, Syrian, Libyan, Kuwaiti, Standard-Arabian (MSA))
Works in: English to Arabic, Arabic to English, Arabic, and 5 more.
يحتجزون مبلغ/يستبقون مبلغ/يحتفظون بمبلغ
المالك وشركاءه يحتجزون مبلغ 200000 والطرف الاخر يطالب بصرف هذا المبلغ
claim = مطالبة
مطالبة بصرف الاموال المحتجزة اي الاموال التي يستبقيها المالك عنده
"So why hold a reserve? The simple answer is that it reduces risk. Although many invoices are paid in full, this is not always the case. In some industries, charge backs for defects and other situations are common — creating a potential scenario in which the factoring company could provide an over-advance. Let’s first examine a common transaction."
https://www.comcapfactoring.com/blog/why-do-factoring-compan...
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