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- This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky. Federal Citizen Information Center
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- Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. - Investopedia ULC by
- If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. - JPMorgan Chase & Co by
- You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. - Auto eBid by
Compare [close] - Persian (Farsi)
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- پرداخت بادکنکي يا پرداخت بالوني:
به نوعي طرح باز پرداخت وام گفته مي شود که در آن آخرين مبلغ قسط وام پرداختي بيشتر از ساير اقساط است. در برخي از موارد اصطلاح وام « بالوني» براي نوعي وام بکار
مي رود که در آن تمام مبلغ وام بطور يکجا در زمان سر رسيد پرداخت مي گردد.
وام بالوني
واميکه اقساط دوره اي آن فقط شامل بهره است و تمام اصل وام در انتهاي دوره پرداخت مي گردد. اين وامها داراي مزيت پرداختهاي دوره اي کمتر ولي داراي عيب يک پرداخت نهائي بزرگ هستند، به اين جهت وامهاي بادکنکي ناميده مي شوند.(3)
sfida - by Hossein Abbasi Mohaghegh
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- آیا پرداخت بالونی در ارتباط با وام یا لیزینگ وجود دارد؟ مقدار پرداخت به صورت بالونی چه قدر است؟ در صورت خرید٬ هزینه لازم جهت پرداخت گارانتی چقدر است؟ - كسب يار by Hossein Abbasi Mohaghegh
- نوعی وام مدت دار که اصل آن در یک پرداخت بالونی بازپرداخت می شود. به آن balloon maturity loan نیز می گویند، اگر چه واریز وام به اقساط amortization)) ضرورت ندارد. بازپرداخت یک جای وام می تواند به صلاحدید وام گیرنده و به موجب قرارداد منعقد بین وام دهنده و وام گیرنده قبل از سررسید صورت گیرد، چراکه مثلاً با بهبود وضعیت مالی وام گیرنده، او می تواند با بازپرداخت زودتر از موعد وام دریافتی هزینه بهره کمتری را متحمل شود. - parsinvestopedia by Hossein Abbasi Mohaghegh
- پرداخت بادکنکي يا پرداخت بالوني، وام بالوني : به نوعي طرح باز پرداخت وام گفته مي شود که در آن آخرين مبلغ قسط وام پرداختي بيشتر از ساير اقساط است - آشنایی با مفاهیم پولی by Hossein Abbasi Mohaghegh
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Compare [close] - Romanian
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- valoare reziduala = suma platita de Utilizator la terminarea contractului, de obicei, o data cu ultima rata de leasing, in cazul in care acesta isi exercita optiunea de cumparare bunului. Bank News - by Radu DANAILA
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- "Cum se aplica taxele la plata valorii reziduale?" - Financial expert website - Cristian Popa by Radu DANAILA
- "În cazul leasingului financiar, utilizatorul acţionează ca un proprietar, înregistrând bunul luat in leasing în bilanţul său contabil şi amortizându-l. Taxa pe valoare adăugată (TVA) se calculează pentru fiecare rată lunară de leasing şi este deductibilă. Rata lunară de leasing este compusă dintr-o cotă parte din valoarea de intrare a bunului şi dobânda de leasing. După achitarea ultimei rate de leasing şi plata valorii reziduale agreate la începutul contractului, utilizatorul devine proprietar al bunului. " - Leasing company website - IKB Leasing by Radu DANAILA
- "Volvo Classic Finance cu valoare reziduală oferă flexibilitatea adăugării unei sume forfetare ca plată finală, în vederea reducerii plăţilor lunare. La sfârşitul contractului, puteţi alege fie plata valorii reziduale şi păstrarea autocamionului, fie prelungirea contractului, prin refinanţarea valorii reziduale. O altă modalitate de reducere a sumelor lunare de plată este plata unui avans mai mare." - Volvo Trucks Romania website by Radu DANAILA
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Compare [close] - Czech
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- Platba, která je mnohem větší než běžné splátky úvěru a uskutečňuje se na konci splácení nebo při větším přílivu peněz, který umožní dřívější splacení půjčky. Česká bankovní asociace - by Markéta Vilhelmová
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- Splácení je průběžné nebo jen minimální balonová splátka, existuje doba odkladu. Případně významnější balonová splátka, ale stále na uspokojivé úrovni, a žádná doba odkladu. - Věstník České národní banky by Markéta Vilhelmová
- Balónová splátka. Poslední splátka úvěru, která je podstatně vyšší než předchozí splátky a kterou se úvěr splácí v plné výši. - MasterCard by Markéta Vilhelmová
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Compare [close] - Macedonian
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- плаќање на денот на доспевање
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- With a balloon loan, a balloon payment is paid back when the loan comes to its contractual maturity – e.g., reaches the deadline set to repayment at the time the loan was granted – representing the full loan amount (also called principal). Periodic interest payments are generally made throughout the life of the loan.
http://en.wikipedia.org/wiki/Balloon_payment
balloon payment - balonska isplata (na dan dospijeca) - Englesko-hrvatski glosar bankarstva
A balloon payment occurs when a loan is not amortized. It is generally an early due date, involving the payoff of an existing loan balance. Interest-only loans, also known as straight notes, generally contain a balloon payment provision.
Also Known As: lump sum payment Wikipedia - by Gabriela Nikolova
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