Nov 17, 2005 05:15
18 yrs ago
9 viewers *
French term

produit de taux

French to English Bus/Financial Finance (general)
The sentence: "La structure des portefeuilles...a évolué en faveur des produits de taux."

I know this is already in the glossary, but I'm not sure if these are exchange rates, interest rates, or even money-markets. Any ideas on the most appropriate translation or how to get around specifying what kind of rates these are?

Thank you so very much in advance.
Change log

Nov 17, 2005 05:40: JCEC changed "Term asked" from "produits de taux" to "produit de taux"

Proposed translations

+3
26 mins
Selected

interest rate product/instrument

Définition : Titre de créance négociable représentatif d'une dette de l'émetteur, dont le rendement correspond à un taux d'intérêt calculé sur le capital.

Note : Les produits de taux, qui comprennent par exemple les obligations et les produits monétaires, s'opposent généralement aux actions.

Dictionnaire de la comptabilité et de la gestion financière
Peer comment(s):

agree Sylvia Smith : yes!
2 hrs
agree Maria Constant (X)
2 hrs
agree Tamara Salvio : you might use "interest bearing" products or instruments
3 hrs
Thanks
agree Carlos Alvarez
6 hrs
disagree rkillings : "interest rate product" is translatorese. In the real world, it's "fixed income" (product, market, etc.), unless the reference is to interest-rate futures or options exclusively.
5 days
Sorry, but the income of fixed income products is not necessarily interest and is taxed differently!
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4 KudoZ points awarded for this answer.
8 hrs

fixed-income securities

This is certainly what one of my clients uses in a similar context.

Definition of "fixed-income securities":

Fixed-Income Security
An investment that provides a return in the form of fixed periodic payments and eventual return of principle at maturity. Unlike a variable-income security where payments change based on some underlying measure, such as short-term interest rates, fixed-income securities payments are known in advance.

Notes:
An example of a fixed-income security would be a 5% fixed-rate government bond where a $1,000 investment would result in an annual $50 payment until maturity when the investor would receive the $1,000 back. Generally, these types of assets offer a lower return on investment because they guarantee income
http://financial-dictionary.thefreedictionary.com/Fixed-Inco...

Paris Europlace uses the term "Fixed Income Markets" for "Marchés des taux": see
http://www.paris-europlace.net/toc_stats_fi.htm

But looking round Google you see plenty of "à revenus fixes" for "fixed-income"... I don't know if these are examples translated from English.
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