Jan 18, 2010 15:14
14 yrs ago
English term

balloon payment

GBK English to Slovenian Bus/Financial Finance (general)
This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky.
Example sentences:
Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. (Investopedia ULC)
If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. (JPMorgan Chase & Co)
You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. (Auto eBid)
Proposed translations (Slovenian)
4 +1 napihnjeno plačilo
4 +1 napihnjeno plačilo
Change log

Jan 18, 2010 14:15: changed "Kudoz queue" from "In queue" to "Public"

Jan 18, 2010 15:14: changed "Stage" from "Preparation" to "Submission"

Jan 21, 2010 16:05: changed "Stage" from "Submission" to "Selection"

Proposed translations

+1
35 mins

napihnjeno plačilo

Definition from uni-lj:
Zadnje plačilo zaradi velikosti imenujemo tudi napihnjeno plačilo (baloon payment).
Example sentences:
Zadnje plačilo zaradi velikosti imenujemo tudi napihnjeno plačilo (baloon payment). (internet)
Peer comment(s):

agree Andreja Brilej
30 days
Something went wrong...
+1
11 days

napihnjeno plačilo

Definition from own experience or research:
Napihnjeno hipotekarno posojilo: sprva manjši obroki, na koncu pa enkratno, veliko, "napihnjeno" plačilo.
Example sentences:
Za izključno obrestna posojila (interest only) je značilno, da posojilojemalci s sprotnimi obroki poravnajo le obresti na izposojeni znesek, ob zapadlosti pa poleg zadnjega obroka obresti še glavnico v enkratnem znesku. Zadnje plačilo zaradi velikosti imenujemo tudi napihnjeno plačilo (baloon payment). (Univerza v Ljubljani)
Peer comment(s):

agree Andreja Brilej
18 days
Something went wrong...
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