Oct 28, 2019 15:07
4 yrs ago
7 viewers *
English term

digital stored-value products

Non-PRO English to Polish Bus/Financial Finance (general) Bankowość, FinTech
W kontekście produktów podchodzących pod kategorię FinTech, Open banking, mobile money etc.
Votes to reclassify question as PRO/non-PRO:

PRO (1): Crannmer

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Proposed translations

17 mins

produkty płatnicze przedpłacone

Karta przedpłacona (z ang. prepaid card lub stored-valued card) – rodzaj karty płatniczej, umożliwiającej dokonywanie płatności z wykorzystaniem środków pieniężnych dostępnych na przypisanym do karty rachunku płatniczym. Transakcje autoryzowane są do wysokości salda na rachunku, który należy zasilić przed użyciem karty. Rachunek ma charakter techniczny, tj. - utworzony jest jedynie w celu prowadzenia rozliczeń realizowanych za pomocą karty. Oznacza to, że na takim rachunku nie można wykonywać innych operacji bankowych jak na przykład wykonywać płatności z rachunku, zakładać lokaty czy rozliczać kredyt. W celu otrzymania karty przedpłaconej nie istnieje konieczność posiadania rachunku osobistego w banku.
https://pl.wikipedia.org/wiki/Karta_przedpłacona
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A stored value card is a type of electronic bank debit card. Stored-value cards have a specific dollar value programed into them. Banks provide these cards as a service for customers who cannot open checking or other deposit accounts.
https://www.investopedia.com/terms/s/stored-value-card.asp
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